Before buying a home you may want to take the time

                  1. Get Approved for a loan, not pre-approved, know

                      how much you can comfortably afford. If you

                      find that perfect home, sellers are more apt to take

                      an offer from a buyer that they know HAVE the funds.

                      Pre-approval is just a bank saying, "yeah, we could probably lend

                     you the money", you need them to commit to "we Will lend you the money.

                 2.  Consider what you want in a home and the location

                      you would like to live in.  Realtors can not legally

                      steer you to any given area, so do the research ahead of time. 

                 3.  Make a priority list for your realtor on what you MUST have in your new home, and then

                      what you would just like to have.  This will help the realtor to show you only the homes

                      that fit this criteria.   Keep in mind when viewing a home what is fixable and what is a major

                      expense.

                 4.  Nice homes don't stay on the market forever, if it is the right home for you then you need to

                      act on it.  Your realtor will guide you through the purchase agreement. 

                      Remember everything is negotiable!

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